Greeley, CO
Greeley, CO's wildfire risk, in USFS's own numbers
Greeley sits at the 51st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 32,566 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Greeley's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
Greeley's building exposure, zone by zone
USFS classifies 90.6% of Greeley's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 7.6% Direct and 1.8% Indirect — a landscape-level risk rather than a building-by-building one. At 32,566 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Greeley against the rest of the country
Inside Colorado, Greeley sits at just the 20th percentile even though it scores 51st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Greeley ranks 15,462 for wildfire risk (1 is highest) and 336 by building count (1 is largest). Within Colorado alone, it ranks 380 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
At the 51st national percentile, Greeley rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Greeley's 90.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 32,566 counted buildings into the percentiles shown above for Greeley. For more on what minimal exposure implies beyond Greeley, see the exposure-zones guide.