Great Neck, NY
How exposed is Great Neck to wildfire?
Out of every US place USFS scores, Great Neck lands at the 32nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 3,037 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Great Neck at the 34th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 18.5% of Great Neck's 3,037 buildings carry Direct exposure and 0% carry Indirect; the remaining 81.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Great Neck against the rest of the country
Compare Great Neck's two percentiles: 70th within New York, only 32nd nationally — a gap of 38 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Great Neck ranks 21,307 for wildfire risk (1 is highest) and 5,378 by building count (1 is largest). Within New York alone, it ranks 386 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Great Neck's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Great Neck's 81.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,037 counted buildings into the percentiles shown above for Great Neck. For more on what minimal exposure implies beyond Great Neck, see the exposure-zones guide.