Great Cacapon, WV
How exposed is Great Cacapon to wildfire?
USFS scores Great Cacapon at the 58th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 307 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Great Cacapon at the 56th percentile, close to its 58th-percentile risk score.
Great Cacapon's building exposure, zone by zone
55.4% of Great Cacapon's 307 buildings sit in USFS's Direct exposure zone, roughly 170 structures close enough to burnable vegetation for flame contact, not just embers — 44.6% fall in the Indirect, ember-only zone and 0% are Minimal.
How Great Cacapon compares
Great Cacapon's risk sits at a similar level relative to West Virginia (47th percentile statewide) as it does nationally (58th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Great Cacapon ranks 13,318 for wildfire risk (1 is highest) and 21,456 by building count (1 is largest). Within West Virginia alone, it ranks 228 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
At the 58th national percentile, Great Cacapon rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Great Cacapon's 55.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Great Cacapon's 13,318-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Great Cacapon, see the exposure-zones guide.