Grayville, IL
How exposed is Grayville to wildfire?
Grayville sits at the 7th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,209 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Grayville's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
What "at risk" means for the buildings here
64.4% of Grayville's 1,209 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 21% Direct and 14.6% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Grayville compares
Grayville's 34th-percentile standing inside Illinois outpaces its 7th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Grayville ranks 29,426 for wildfire risk (1 is highest) and 10,595 by building count (1 is largest). Within Illinois alone, it ranks 959 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Grayville's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Grayville (64.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,209 counted buildings into the percentiles shown above for Grayville. For more on what indirect exposure implies beyond Grayville, see the exposure-zones guide.