Graysville, AL
Graysville wildfire risk explained
Out of every US place USFS scores, Graysville lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,378 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Graysville at the 79th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Graysville's buildings actually sit
1,378 buildings are counted in Graysville, and 73.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Graysville ranks
Graysville's risk sits at a similar level relative to Alabama (61st percentile statewide) as it does nationally (75th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Graysville ranks 7,742 for wildfire risk (1 is highest) and 9,721 by building count (1 is largest). Within Alabama alone, it ranks 233 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Graysville's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Graysville's 73.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Graysville's 7,742-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Graysville, see the exposure-zones guide.