Grayson, OK
Grayson, OK's wildfire risk, in USFS's own numbers
Grayson's 128 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Grayson's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
Where Grayson's buildings actually sit
99.2% of Grayson's 128 buildings sit in USFS's Direct exposure zone, roughly 127 structures close enough to burnable vegetation for flame contact, not just embers — 0.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Grayson against the rest of the country
Grayson ranks lower within Oklahoma (67th percentile statewide) than its 93rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Grayson ranks 2,111 for wildfire risk (1 is highest) and 27,814 by building count (1 is largest). Within Oklahoma alone, it ranks 276 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Grayson's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Grayson (99.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 128 counted buildings into the percentiles shown above for Grayson. For more on what direct exposure implies beyond Grayson, see the exposure-zones guide.