Grayson, MO
How exposed is Grayson to wildfire?
Out of every US place USFS scores, Grayson lands at the 57th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 60 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Grayson at the 58th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Grayson's building exposure, zone by zone
Of Grayson's 60 counted buildings, 88.3% carry Direct exposure and only 11.7% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Grayson against the rest of the country
Grayson scores 57th nationally and 49th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Grayson ranks 13,425 for wildfire risk (1 is highest) and 30,653 by building count (1 is largest). Within Missouri alone, it ranks 546 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Grayson's elevated wildfire rating (57th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Grayson (88.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Grayson's figures come from
Every one of the two percentiles behind Grayson's 13,425-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Grayson's dominant direct exposure actually means, with real examples from across the dataset.