Grayson, GA
Grayson wildfire risk explained
USFS scores Grayson at the 45th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,719 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Grayson at the 48th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Grayson rates 61.1% Minimal exposure against just 27.3% Direct and 11.6% Indirect — of 1,719 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Grayson against the rest of the country
Grayson's 45th national percentile looks worse in isolation than its 0th ranking inside Georgia does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Grayson ranks 17,264 for wildfire risk (1 is highest) and 8,346 by building count (1 is largest). Within Georgia alone, it ranks 666 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Grayson's elevated rating (45th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 61.1% of buildings rated Minimal exposure, Grayson gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Grayson's figures come from
The methodology guide shows exactly how USFS turned 1,719 counted buildings into the percentiles shown above for Grayson. The exposure-zones guide covers what Grayson's dominant minimal exposure actually means, with real examples from across the dataset.