Gray Summit, MO
Gray Summit wildfire risk explained
USFS's Wildfire Risk to Communities model puts Gray Summit at the 59th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,757 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gray Summit at the 60th percentile, close to its 59th-percentile risk score.
Gray Summit's building exposure, zone by zone
USFS classifies 58.8% of Gray Summit's buildings as Direct exposure, higher than its 41.2% Indirect share and far above its 0% Minimal share — a profile where 1,033 structures sit close enough to vegetation that lot clearing matters most.
How Gray Summit compares
There's little gap between Gray Summit's 59th national percentile and its 52nd percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gray Summit ranks 12,919 for wildfire risk (1 is highest) and 8,203 by building count (1 is largest). Within Missouri alone, it ranks 510 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Gray Summit
Gray Summit's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 58.8% of Gray Summit in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Gray Summit's figures come from
Every one of the two percentiles behind Gray Summit's 12,919-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Gray Summit's dominant direct exposure actually means, with real examples from across the dataset.