Grawn, MI
How exposed is Grawn to wildfire?
Out of every US place USFS scores, Grawn lands at the 20th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 474 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Grawn at the 20th percentile, close to its 20th-percentile risk score.
Grawn's building exposure, zone by zone
USFS puts 51% of Grawn's 474 buildings in the Indirect exposure zone, versus 49% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Grawn against the rest of the country
Within Michigan, Grawn ranks higher (67th percentile) than it does nationally (20th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Grawn ranks 25,279 for wildfire risk (1 is highest) and 17,813 by building count (1 is largest). Within Michigan alone, it ranks 252 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Grawn
Grawn's low wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Grawn's 51% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Grawn's figures come from
Grawn's 20th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Grawn's dominant indirect exposure actually means, with real examples from across the dataset.