Gratz, KY
Gratz wildfire risk explained
USFS scores Gratz at the 22nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 72 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gratz at the 24th percentile, close to its 22nd-percentile risk score.
Gratz's building exposure, zone by zone
USFS classifies 100% of Gratz's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 72 structures sit close enough to vegetation that lot clearing matters most.
How Gratz compares
Compare Gratz's two percentiles: 39th within Kentucky, only 22nd nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Gratz ranks 24,644 for wildfire risk (1 is highest) and 30,206 by building count (1 is largest). Within Kentucky alone, it ranks 340 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Gratz
At the 22nd national percentile, Gratz rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Gratz
With 100% of Gratz in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Gratz's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Gratz, see the exposure-zones guide.