Grasston, MN
How exposed is Grasston to wildfire?
USFS's Wildfire Risk to Communities model puts Grasston at the 61st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 133 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Grasston at the 60th percentile, close to its 61st-percentile risk score.
Where Grasston's buildings actually sit
133 buildings are counted in Grasston, and 57.1% of them are Indirect exposure — ember-driven risk rather than the 42.9% in Direct exposure or the 0% rated Minimal.
Grasston against the rest of the country
Grasston's 86th-percentile standing inside Minnesota outpaces its 61st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Grasston ranks 12,289 for wildfire risk (1 is highest) and 27,583 by building count (1 is largest). Within Minnesota alone, it ranks 126 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 61st percentile nationally, Grasston carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Grasston (57.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Grasston's 61st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Grasston, see the exposure-zones guide.