Grass Range, MT
How exposed is Grass Range to wildfire?
USFS scores Grass Range at the 88th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 155 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Grass Range's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Grass Range (83.9% of 155 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 16.1% sit in the Direct zone.
Where Grass Range ranks
Inside Montana, Grass Range sits at just the 72nd percentile even though it scores 88th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Grass Range ranks 3,724 for wildfire risk (1 is highest) and 26,663 by building count (1 is largest). Within Montana alone, it ranks 135 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Grass Range
Grass Range's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Grass Range (83.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Grass Range's figures come from
Grass Range's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Grass Range's dominant indirect exposure actually means, with real examples from across the dataset.