Grass Lake, MI
Grass Lake, MI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Grass Lake at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 666 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Grass Lake's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Where Grass Lake's buildings actually sit
USFS puts 57.2% of Grass Lake's 666 buildings in the Indirect exposure zone, versus 41.7% Direct and 1.1% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Grass Lake against the rest of the country
Compare Grass Lake's two percentiles: 56th within Michigan, only 17th nationally — a gap of 40 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Grass Lake ranks 26,314 for wildfire risk (1 is highest) and 15,000 by building count (1 is largest). Within Michigan alone, it ranks 323 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Grass Lake
Grass Lake's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Grass Lake
With ember exposure the dominant pattern in Grass Lake (57.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Grass Lake's figures come from
Every one of the two percentiles behind Grass Lake's 26,314-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Grass Lake's dominant indirect exposure actually means, with real examples from across the dataset.