Grape Creek, TX
How exposed is Grape Creek to wildfire?
Out of every US place USFS scores, Grape Creek lands at the 91st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 2,733 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Grape Creek at the 91st percentile, close to its 91st-percentile risk score.
What "at risk" means for the buildings here
Of Grape Creek's 2,733 counted buildings, 70.7% carry Direct exposure and only 3.6% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Grape Creek compares
Grape Creek's risk sits at a similar level relative to Texas (87th percentile statewide) as it does nationally (91st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Grape Creek ranks 2,751 for wildfire risk (1 is highest) and 5,877 by building count (1 is largest). Within Texas alone, it ranks 229 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Grape Creek and the insurance market
At the 91st percentile nationally, Grape Creek carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Grape Creek (70.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Grape Creek's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Grape Creek, see the exposure-zones guide.