Granville, NY
Granville wildfire risk explained
Granville sits at the 19th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,169 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Granville at the 19th percentile, close to its 19th-percentile risk score.
Granville's building exposure, zone by zone
USFS puts 88.7% of Granville's 1,169 buildings in the Indirect exposure zone, versus 11.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Granville ranks
Granville's 43rd-percentile standing inside New York outpaces its 19th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Granville ranks 25,629 for wildfire risk (1 is highest) and 10,835 by building count (1 is largest). Within New York alone, it ranks 738 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Granville's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Granville's 88.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,169 counted buildings into the percentiles shown above for Granville. For more on what indirect exposure implies beyond Granville, see the exposure-zones guide.