Granville, ND
Granville, ND's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Granville at the 61st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 285 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Granville's burn probability — fire likelihood with no building count factored in — sits at the 59th percentile nationally.
Where Granville's buildings actually sit
Most of Granville's buildings (88.8% of 285) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Granville against the rest of the country
There's little gap between Granville's 61st national percentile and its 76th percentile inside North Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Granville ranks 12,270 for wildfire risk (1 is highest) and 22,040 by building count (1 is largest). Within North Dakota alone, it ranks 98 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
At the 61st percentile nationally, Granville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Granville
Even with 88.8% of Granville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Granville's 61st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Granville, see the exposure-zones guide.