Granville, IA
How exposed is Granville to wildfire?
USFS's Wildfire Risk to Communities model puts Granville at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 241 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Granville's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
What "at risk" means for the buildings here
84.2% of Granville's 241 buildings sit in USFS's Minimal exposure zone, with only 15.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Granville against the rest of the country
Granville scores 3rd nationally and 4th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Granville ranks 30,700 for wildfire risk (1 is highest) and 23,426 by building count (1 is largest). Within Iowa alone, it ranks 972 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Granville's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 84.2% of buildings rated Minimal exposure, Granville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Granville's figures come from
The methodology guide shows exactly how USFS turned 241 counted buildings into the percentiles shown above for Granville. The exposure-zones guide covers what Granville's dominant minimal exposure actually means, with real examples from across the dataset.