Grant-Valkaria, FL
Grant-Valkaria wildfire risk explained
USFS's Wildfire Risk to Communities model puts Grant-Valkaria at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 3,307 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Grant-Valkaria at the 97th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 84.5% of Grant-Valkaria's buildings as Direct exposure, higher than its 11.4% Indirect share and far above its 4.1% Minimal share — a profile where 2,795 structures sit close enough to vegetation that lot clearing matters most.
How Grant-Valkaria compares
There's little gap between Grant-Valkaria's 97th national percentile and its 97th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Grant-Valkaria ranks 1,000 for wildfire risk (1 is highest) and 5,034 by building count (1 is largest). Within Florida alone, it ranks 34 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Grant-Valkaria and the insurance market
At the 97th percentile nationally, Grant-Valkaria carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Grant-Valkaria
Because Direct exposure dominates in Grant-Valkaria (84.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Grant-Valkaria's figures come from
The methodology guide shows exactly how USFS turned 3,307 counted buildings into the percentiles shown above for Grant-Valkaria. The exposure-zones guide covers what Grant-Valkaria's dominant direct exposure actually means, with real examples from across the dataset.