Granite, UT
How exposed is Granite to wildfire?
Granite sits at the 98th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 569 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Granite's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
Granite's building exposure, zone by zone
569 buildings are counted in Granite, and 62.4% of them are Indirect exposure — ember-driven risk rather than the 20.2% in Direct exposure or the 17.4% rated Minimal.
How Granite compares
Granite's risk sits at a similar level relative to Utah (93rd percentile statewide) as it does nationally (98th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Granite ranks 673 for wildfire risk (1 is highest) and 16,276 by building count (1 is largest). Within Utah alone, it ranks 21 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Granite and the insurance market
Granite's very high rating (98th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Granite
Granite's 62.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Granite's figures come from
Granite's 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Granite's dominant indirect exposure actually means, with real examples from across the dataset.