Granite, OK
Granite wildfire risk explained
Granite's 888 buildings earn a 74th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Granite's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Granite's building exposure, zone by zone
53.9% of Granite's 888 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 40.4% Direct and 5.6% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Granite against the rest of the country
Granite ranks lower within Oklahoma (14th percentile statewide) than its 74th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Granite ranks 8,167 for wildfire risk (1 is highest) and 12,835 by building count (1 is largest). Within Oklahoma alone, it ranks 720 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Granite
Granite's 74th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Granite (53.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Granite's figures come from
Every one of the two percentiles behind Granite's 8,167-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Granite's dominant indirect exposure actually means, with real examples from across the dataset.