Granger, TX
How exposed is Granger to wildfire?
Out of every US place USFS scores, Granger lands at the 50th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 761 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Granger at the 49th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Granger's building exposure, zone by zone
67.5% of Granger's 761 buildings sit in USFS's Minimal exposure zone, with only 26% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Granger against the rest of the country
Granger ranks lower within Texas (6th percentile statewide) than its 50th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Granger ranks 15,771 for wildfire risk (1 is highest) and 14,010 by building count (1 is largest). Within Texas alone, it ranks 1,682 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Granger
Granger's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 67.5% of Granger outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Granger's 15,771-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Granger, see the exposure-zones guide.