Grandview, MO
Grandview wildfire risk explained
Grandview's 8,748 buildings earn a 44th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Grandview's burn probability — fire likelihood with no building count factored in — sits at the 45th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 45.9% of Grandview's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20.1% Direct and 34% Indirect — a landscape-level risk rather than a building-by-building one. At 8,748 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Grandview compares
Grandview's 44th national percentile looks worse in isolation than its 21st ranking inside Missouri does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, Grandview ranks 17,686 for wildfire risk (1 is highest) and 1,907 by building count (1 is largest). Within Missouri alone, it ranks 837 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Grandview's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Grandview's 45.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Grandview's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Grandview, see the exposure-zones guide.