Grandview Lake, IN
Grandview Lake wildfire risk explained
USFS scores Grandview Lake at the 22nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 326 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Grandview Lake's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
Grandview Lake's building exposure, zone by zone
USFS classifies 87.7% of Grandview Lake's buildings as Direct exposure, higher than its 0.6% Indirect share and far above its 11.7% Minimal share — a profile where 286 structures sit close enough to vegetation that lot clearing matters most.
How Grandview Lake compares
Compare Grandview Lake's two percentiles: 87th within Indiana, only 22nd nationally — a gap of 65 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Grandview Lake ranks 24,513 for wildfire risk (1 is highest) and 20,917 by building count (1 is largest). Within Indiana alone, it ranks 131 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Grandview Lake
Grandview Lake's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Grandview Lake's 87.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 326 counted buildings into the percentiles shown above for Grandview Lake. For more on what direct exposure implies beyond Grandview Lake, see the exposure-zones guide.