Grandfather Village, NC
Grandfather Village wildfire risk explained
Grandfather Village's 353 buildings earn a 72nd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Grandfather Village's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Where Grandfather Village's buildings actually sit
Direct exposure dominates in Grandfather Village: 97.2% of its 353 buildings, versus 2.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Grandfather Village ranks
Grandfather Village's risk sits at a similar level relative to North Carolina (72nd percentile statewide) as it does nationally (72nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Grandfather Village ranks 8,924 for wildfire risk (1 is highest) and 20,244 by building count (1 is largest). Within North Carolina alone, it ranks 214 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Grandfather Village and the insurance market
Grandfather Village's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 97.2% of Grandfather Village in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 353 counted buildings into the percentiles shown above for Grandfather Village. For more on what direct exposure implies beyond Grandfather Village, see the exposure-zones guide.