Grandfalls, TX
Grandfalls wildfire risk explained
Grandfalls's 351 buildings earn a 83rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Grandfalls at the 81st national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 71.8% of Grandfalls's 351 buildings in the Indirect exposure zone, versus 28.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Grandfalls ranks
Grandfalls scores 83rd nationally and 69th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Grandfalls ranks 5,337 for wildfire risk (1 is highest) and 20,293 by building count (1 is largest). Within Texas alone, it ranks 551 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 83rd percentile nationally, Grandfalls carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Grandfalls
With ember exposure the dominant pattern in Grandfalls (71.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Grandfalls's figures come from
The methodology guide shows exactly how USFS turned 351 counted buildings into the percentiles shown above for Grandfalls. The exposure-zones guide covers what Grandfalls's dominant indirect exposure actually means, with real examples from across the dataset.