Grand Ridge, FL
Grand Ridge, FL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Grand Ridge lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 763 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Grand Ridge at the 73rd percentile, close to its 71st-percentile risk score.
Where Grand Ridge's buildings actually sit
Direct exposure dominates in Grand Ridge: 89.3% of its 763 buildings, versus 10.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Grand Ridge compares
Inside Florida, Grand Ridge sits at just the 28th percentile even though it scores 71st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Grand Ridge ranks 9,260 for wildfire risk (1 is highest) and 13,981 by building count (1 is largest). Within Florida alone, it ranks 694 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Grand Ridge's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Grand Ridge (89.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Grand Ridge's figures come from
Grand Ridge's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Grand Ridge's dominant direct exposure actually means, with real examples from across the dataset.