Grand Rapids, OH
How exposed is Grand Rapids to wildfire?
USFS scores Grand Rapids at the 2nd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 576 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Grand Rapids's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Where Grand Rapids's buildings actually sit
Grand Rapids rates 90.5% Minimal exposure against just 9.6% Direct and 0% Indirect — of 576 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Grand Rapids ranks
Grand Rapids scores 2nd nationally and 15th within Ohio — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Grand Rapids ranks 30,774 for wildfire risk (1 is highest) and 16,163 by building count (1 is largest). Within Ohio alone, it ranks 1,071 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 2nd national percentile, Grand Rapids rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Grand Rapids's 90.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Grand Rapids's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Grand Rapids, see the exposure-zones guide.