Grand Rapids, MN
How exposed is Grand Rapids to wildfire?
Grand Rapids sits at the 34th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 6,245 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Grand Rapids at the 34th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Grand Rapids's buildings (67.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 6,245 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Grand Rapids against the rest of the country
There's little gap between Grand Rapids's 34th national percentile and its 43rd percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Grand Rapids ranks 20,762 for wildfire risk (1 is highest) and 2,776 by building count (1 is largest). Within Minnesota alone, it ranks 522 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Grand Rapids
Grand Rapids's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 67.5% of Grand Rapids's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Grand Rapids's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Grand Rapids, see the exposure-zones guide.