Grand Mound, IA
How exposed is Grand Mound to wildfire?
Grand Mound's 409 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Grand Mound's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 96.1% of Grand Mound's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 3.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Grand Mound ranks
Grand Mound scores 3rd nationally and 6th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Grand Mound ranks 30,450 for wildfire risk (1 is highest) and 19,051 by building count (1 is largest). Within Iowa alone, it ranks 952 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Grand Mound and the insurance market
Grand Mound's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Grand Mound's 96.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Grand Mound's 30,450-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Grand Mound, see the exposure-zones guide.