Grand Ledge, MI
Grand Ledge, MI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Grand Ledge at the 10th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 3,645 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Grand Ledge at the 10th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Grand Ledge's buildings actually sit
USFS classifies 91.9% of Grand Ledge's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 8.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Grand Ledge against the rest of the country
Compare Grand Ledge's two percentiles: 34th within Michigan, only 10th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Grand Ledge ranks 28,399 for wildfire risk (1 is highest) and 4,593 by building count (1 is largest). Within Michigan alone, it ranks 494 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Grand Ledge
Grand Ledge's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Grand Ledge's 91.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,645 counted buildings into the percentiles shown above for Grand Ledge. For more on what minimal exposure implies beyond Grand Ledge, see the exposure-zones guide.