Grand Beach, MI
Grand Beach, MI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Grand Beach lands at the 37th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 467 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Grand Beach at the 39th percentile, close to its 37th-percentile risk score.
Where Grand Beach's buildings actually sit
USFS classifies 63.6% of Grand Beach's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 36% Direct and 0.4% Indirect — a landscape-level risk rather than a building-by-building one.
Grand Beach against the rest of the country
Compare Grand Beach's two percentiles: 89th within Michigan, only 37th nationally — a gap of 51 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Grand Beach ranks 19,759 for wildfire risk (1 is highest) and 17,940 by building count (1 is largest). Within Michigan alone, it ranks 85 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Grand Beach
Grand Beach's moderate rating (37th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 63.6% of buildings rated Minimal exposure, Grand Beach gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Grand Beach's 19,759-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Grand Beach, see the exposure-zones guide.