Granby, MA
Granby wildfire risk explained
USFS scores Granby at the 31st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 707 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Granby's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Granby's building exposure, zone by zone
94.3% of Granby's 707 buildings sit in USFS's Direct exposure zone, roughly 667 structures close enough to burnable vegetation for flame contact, not just embers — 5.7% fall in the Indirect, ember-only zone and 0% are Minimal.
How Granby compares
Compare Granby's two percentiles: 83rd within Massachusetts, only 31st nationally — a gap of 51 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Granby ranks 21,680 for wildfire risk (1 is highest) and 14,582 by building count (1 is largest). Within Massachusetts alone, it ranks 44 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Shopping for coverage in Granby
Granby's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 94.3% of Granby in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Granby's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Granby, see the exposure-zones guide.