Grainola, OK
Grainola, OK's wildfire risk, in USFS's own numbers
USFS scores Grainola at the 94th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 59 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Grainola's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
Grainola's building exposure, zone by zone
Of Grainola's 59 counted buildings, 88.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Grainola compares
Grainola ranks lower within Oklahoma (75th percentile statewide) than its 94th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Grainola ranks 1,763 for wildfire risk (1 is highest) and 30,691 by building count (1 is largest). Within Oklahoma alone, it ranks 204 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Grainola and the insurance market
At the 94th percentile nationally, Grainola carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Grainola
Grainola's 88.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Grainola's figures come from
The methodology guide shows exactly how USFS turned 59 counted buildings into the percentiles shown above for Grainola. The exposure-zones guide covers what Grainola's dominant direct exposure actually means, with real examples from across the dataset.