Graham, WA
Graham, WA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Graham at the 30th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 15,412 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Graham's burn probability — fire likelihood with no building count factored in — sits at the 32nd percentile nationally.
Graham's building exposure, zone by zone
Direct exposure dominates in Graham: 47.3% of its 15,412 buildings, versus 35% Indirect and 17.8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 15,412 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Graham against the rest of the country
Within Washington, Graham ranks higher (49th percentile) than it does nationally (30th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Graham ranks 22,173 for wildfire risk (1 is highest) and 957 by building count (1 is largest). Within Washington alone, it ranks 320 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Graham and the insurance market
Graham's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Graham
Graham's 47.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Graham's figures come from
Every one of the two percentiles behind Graham's 22,173-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Graham's dominant direct exposure actually means, with real examples from across the dataset.