Graham, MO
How exposed is Graham to wildfire?
USFS's Wildfire Risk to Communities model puts Graham at the 37th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 158 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Graham's burn probability — fire likelihood with no building count factored in — sits at the 37th percentile nationally.
Graham's building exposure, zone by zone
Only 33.5% of Graham's 158 buildings carry Direct exposure and 0% carry Indirect; the remaining 66.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Graham compares
Inside Missouri, Graham sits at just the 12th percentile even though it scores 37th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Graham ranks 19,822 for wildfire risk (1 is highest) and 26,535 by building count (1 is largest). Within Missouri alone, it ranks 936 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Graham
Graham's moderate rating (37th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Graham
With 66.5% of buildings rated Minimal exposure, Graham gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 158 counted buildings into the percentiles shown above for Graham. For more on what minimal exposure implies beyond Graham, see the exposure-zones guide.