Graham, GA
Graham, GA's wildfire risk, in USFS's own numbers
Graham's 189 buildings earn a 61st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Graham at the 61st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Graham's building exposure, zone by zone
USFS classifies 84.1% of Graham's buildings as Direct exposure, higher than its 15.9% Indirect share and far above its 0% Minimal share — a profile where 159 structures sit close enough to vegetation that lot clearing matters most.
Graham against the rest of the country
Inside Georgia, Graham sits at just the 25th percentile even though it scores 61st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Graham ranks 12,189 for wildfire risk (1 is highest) and 25,273 by building count (1 is largest). Within Georgia alone, it ranks 504 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Graham
Graham's 61st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Graham's 84.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Graham's figures come from
Every one of the two percentiles behind Graham's 12,189-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Graham's dominant direct exposure actually means, with real examples from across the dataset.