Grafton, NE
How exposed is Grafton to wildfire?
USFS's Wildfire Risk to Communities model puts Grafton at the 34th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 166 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Grafton at the 27th percentile, close to its 34th-percentile risk score.
Where Grafton's buildings actually sit
USFS classifies 81.9% of Grafton's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 18.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Grafton against the rest of the country
Inside Nebraska, Grafton sits at just the 18th percentile even though it scores 34th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Grafton ranks 20,733 for wildfire risk (1 is highest) and 26,182 by building count (1 is largest). Within Nebraska alone, it ranks 475 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Grafton's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Grafton
With 81.9% of buildings rated Minimal exposure, Grafton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Grafton's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Grafton, see the exposure-zones guide.