Graeagle, CA
Graeagle, CA's wildfire risk, in USFS's own numbers
Graeagle sits at the 99th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,135 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Graeagle at the 98th percentile, close to its 99th-percentile risk score.
Graeagle's building exposure, zone by zone
1,135 buildings are counted in Graeagle, and 88.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Graeagle compares
There's little gap between Graeagle's 99th national percentile and its 87th percentile inside California, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Graeagle ranks 471 for wildfire risk (1 is highest) and 11,041 by building count (1 is largest). Within California alone, it ranks 217 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Because Graeagle is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
What would actually reduce this score
With 88.3% of Graeagle in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Graeagle's 471-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Graeagle, see the exposure-zones guide.