Grady, AR
How exposed is Grady to wildfire?
USFS's Wildfire Risk to Communities model puts Grady at the 18th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 294 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Grady's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Where Grady's buildings actually sit
Most of Grady's buildings (58.8% of 294) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Grady ranks
There's little gap between Grady's 18th national percentile and its 9th percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Grady ranks 25,832 for wildfire risk (1 is highest) and 21,779 by building count (1 is largest). Within Arkansas alone, it ranks 562 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Shopping for coverage in Grady
Grady's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 58.8% of Grady outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Grady's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Grady, see the exposure-zones guide.