Gracey, KY
Gracey wildfire risk explained
USFS's Wildfire Risk to Communities model puts Gracey at the 10th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 115 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gracey's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
Gracey's building exposure, zone by zone
Of Gracey's 115 counted buildings, 50.4% carry Direct exposure and only 49.6% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Gracey compares
There's little gap between Gracey's 10th national percentile and its 8th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gracey ranks 28,334 for wildfire risk (1 is highest) and 28,415 by building count (1 is largest). Within Kentucky alone, it ranks 509 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
At the 10th national percentile, Gracey rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 50.4% of Gracey in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Gracey's figures come from
Every one of the two percentiles behind Gracey's 28,334-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Gracey's dominant direct exposure actually means, with real examples from across the dataset.