Grace City, ND
Grace City wildfire risk explained
Grace City's 105 buildings earn a 56th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Grace City's burn probability — fire likelihood with no building count factored in — sits at the 55th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Grace City (55.2% of 105 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 44.8% sit in the Direct zone.
Grace City against the rest of the country
Grace City's risk sits at a similar level relative to North Dakota (65th percentile statewide) as it does nationally (56th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Grace City ranks 13,911 for wildfire risk (1 is highest) and 28,809 by building count (1 is largest). Within North Dakota alone, it ranks 143 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
Grace City's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 55.2% of Grace City's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Grace City's 13,911-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Grace City, see the exposure-zones guide.