Gowen, OK
Gowen, OK's wildfire risk, in USFS's own numbers
Gowen's 229 buildings earn a 98th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gowen at the 99th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Gowen's building exposure, zone by zone
Of Gowen's 229 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Gowen compares
There's little gap between Gowen's 98th national percentile and its 97th percentile inside Oklahoma, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gowen ranks 705 for wildfire risk (1 is highest) and 23,830 by building count (1 is largest). Within Oklahoma alone, it ranks 26 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Gowen and the insurance market
Gowen's 98th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Gowen
Gowen's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Gowen's 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Gowen, see the exposure-zones guide.