Governors Club, NC
How exposed is Governors Club to wildfire?
Out of every US place USFS scores, Governors Club lands at the 35th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 987 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Governors Club at the 37th percentile, close to its 35th-percentile risk score.
Where Governors Club's buildings actually sit
Direct exposure dominates in Governors Club: 77.1% of its 987 buildings, versus 22.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Governors Club compares
Governors Club ranks lower within North Carolina (8th percentile statewide) than its 35th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Governors Club ranks 20,393 for wildfire risk (1 is highest) and 12,028 by building count (1 is largest). Within North Carolina alone, it ranks 713 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Governors Club
Governors Club's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 77.1% of Governors Club in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Governors Club's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Governors Club, see the exposure-zones guide.