Gotebo, OK
How exposed is Gotebo to wildfire?
Gotebo's 282 buildings earn a 90th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gotebo's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
Where Gotebo's buildings actually sit
Most of Gotebo's buildings (76.6% of 282) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Gotebo compares
Inside Oklahoma, Gotebo sits at just the 48th percentile even though it scores 90th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Gotebo ranks 3,127 for wildfire risk (1 is highest) and 22,129 by building count (1 is largest). Within Oklahoma alone, it ranks 432 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Gotebo and the insurance market
Gotebo's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Gotebo's 76.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Gotebo's figures come from
The methodology guide shows exactly how USFS turned 282 counted buildings into the percentiles shown above for Gotebo. The exposure-zones guide covers what Gotebo's dominant minimal exposure actually means, with real examples from across the dataset.