Goshen, OH
How exposed is Goshen to wildfire?
Goshen's 468 buildings earn a 25th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Goshen at the 27th percentile, close to its 25th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 63.5% of Goshen's buildings as Direct exposure, higher than its 36.5% Indirect share and far above its 0% Minimal share — a profile where 297 structures sit close enough to vegetation that lot clearing matters most.
Goshen against the rest of the country
Within Ohio, Goshen ranks higher (57th percentile) than it does nationally (25th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Goshen ranks 23,744 for wildfire risk (1 is highest) and 17,925 by building count (1 is largest). Within Ohio alone, it ranks 544 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Goshen and the insurance market
Goshen's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Goshen's 63.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Goshen's figures come from
Goshen's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Goshen's dominant direct exposure actually means, with real examples from across the dataset.