Goshen, NJ
Goshen, NJ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Goshen lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 251 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Goshen at the 85th percentile, close to its 89th-percentile risk score.
Where Goshen's buildings actually sit
Direct exposure dominates in Goshen: 99.2% of its 251 buildings, versus 0.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Goshen against the rest of the country
Goshen's risk sits at a similar level relative to New Jersey (94th percentile statewide) as it does nationally (89th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Goshen ranks 3,530 for wildfire risk (1 is highest) and 23,113 by building count (1 is largest). Within New Jersey alone, it ranks 41 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Goshen
Goshen's 89th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 99.2% of Goshen in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Goshen's figures come from
Every one of the two percentiles behind Goshen's 3,530-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Goshen's dominant direct exposure actually means, with real examples from across the dataset.