Goshen, IN
How exposed is Goshen to wildfire?
USFS's Wildfire Risk to Communities model puts Goshen at the 4th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 13,370 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Goshen's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Goshen's building exposure, zone by zone
90.9% of Goshen's 13,370 buildings sit in USFS's Minimal exposure zone, with only 9.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 13,370 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Goshen compares
Within Indiana, Goshen ranks higher (32nd percentile) than it does nationally (4th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Goshen ranks 30,130 for wildfire risk (1 is highest) and 1,135 by building count (1 is largest). Within Indiana alone, it ranks 659 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Goshen and the insurance market
At the 4th national percentile, Goshen rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 90.9% of Goshen outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Goshen's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Goshen, see the exposure-zones guide.