Gorman, TX
Gorman wildfire risk explained
Gorman's 780 buildings earn a 91st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gorman at the 92nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Gorman's building exposure, zone by zone
50.4% of Gorman's 780 buildings sit in USFS's Direct exposure zone, roughly 393 structures close enough to burnable vegetation for flame contact, not just embers — 49.6% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Gorman ranks
Gorman scores 91st nationally and 87th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Gorman ranks 2,814 for wildfire risk (1 is highest) and 13,818 by building count (1 is largest). Within Texas alone, it ranks 239 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Gorman
At the 91st percentile nationally, Gorman carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Gorman's 50.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Gorman's 2,814-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Gorman, see the exposure-zones guide.