Goose Creek Lake, MO
How exposed is Goose Creek Lake to wildfire?
USFS scores Goose Creek Lake at the 59th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 810 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Goose Creek Lake at the 60th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Goose Creek Lake: 79.1% of its 810 buildings, versus 11.6% Indirect and 9.3% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Goose Creek Lake compares
Goose Creek Lake scores 59th nationally and 52nd within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Goose Creek Lake ranks 12,890 for wildfire risk (1 is highest) and 13,552 by building count (1 is largest). Within Missouri alone, it ranks 505 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Goose Creek Lake
Goose Creek Lake's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Goose Creek Lake's 79.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Goose Creek Lake's figures come from
Every one of the two percentiles behind Goose Creek Lake's 12,890-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Goose Creek Lake's dominant direct exposure actually means, with real examples from across the dataset.